A wholesale-focused bank in Brazil

Problem

Grow corporate credit with controlled concentration and early-warning discipline.

Role

Data science specialist on B2B credit analytics.

Approach

Corporate rating support, limit thinking, and early-warning behaviour monitoring.

Impact

Better alignment between corporate growth and portfolio quality.

Lessons

In wholesale credit, early warning is worth more than late precision.

All cases are anonymized. Outcomes are described qualitatively and are not presented as public financial results of any named employer.